Everyday being a Realtor I am always amazed by people who call and want to look at home I've listed or that they have seen on the Internet. The first question I typically ask is have you been Pre-approved yet? In most cases the answer is a resounding No...I'll do that if I find a house I like.
Wow! That's like going skiing down the Expert Trail when you're a Beginner.
RISKY! 
Here's what should happen. This is what happens when you get pre-approved by a lender ahead of time.
Dear _______,
Congratulations! Here is your check for $500,000!
It's safe to begin searching for a house. When you and your Realtor have selected your home of choice,please have your Realtor call me with all the details of the property. I will then fax a Lender Letter to your Realtor and a Good Faith Estimate of all the costs involved in buying your home of choice.
Till then, please see the attached Good Faith Estimates based on the scenario's we discussed on the phone. If you have any questions about the loan process and or rates please don't hesitate to call me.
Have fun house hunting!
Your Local Neighborhood Loan Officer
Buying a home is a team effort. If you align yourself with the right tools ( the pre-approval letter and good faith estimate) and with an Experienced Realtor, you will empower yourself to a successful purchase.Whether you're looking for a new home or a resale home we can help you. The first step is to Get Pre-approved then it's time to research your options. Did you know it doesn't cost you a penny to have a Top Producing Realtor to work as your Buyer Agent? We coach buyers daily and negotiate on your behalf. We're here to help and it would be our pleasure to assist you with your real estate needs.
Call Erick and Company at 703-590-2252.
Got a question? Just type out a comment I'll be right with you.....
Contact Peggy James or Erick Blackwelderof Erick and Company/Exit 1st Choice Realty, Woodbridge VA. Realtors®, call 703-851-3085 (Peggy) or 703-590-2252 (Office) to list your property for sale or to purchase a property in Lake Ridge, Westridge, Old Bridge Estates, River Falls, Middle County, Manassas, Montclair, Dumfries, Occoquan, Dale City, Gainesville area's
Note from Peggy: you do not have to be a member of Active Rain to comment. Please feel free to comment. Ask questions, share your experience on the topic.
