Lake Ridge Virginia Real Estate News

Have you ever wondered who owns your loan Freddie Mac or Fannie Mae?

Lately the news reports have been filled with talk about Fannie Mae and Freddie Mac backed loans. I immediately thought. "How do people really know who owns their loan?"

Heck, I have no clue who owns my loan. 

So, I went to Freddie Mac's website and filled out this form just to see if by chance they did.

This is the response I received: It had some very useful information and tips on it for homeowners

Thank you for contacting Freddie Mac. Our records indicate that Freddie Mac is not the owner of your mortgage. Please try the following:

  • Contact Fannie Mae at 800-7Fannie to see if they own your mortgage.
  • If you are currently in the foreclosure process, contact your mortgage servicer, the organization to which you make your mortgage payments, as soon as possible. Make sure you ask to speak with someone in your servicer's Loss Mitigation Department.
  • Contact the Homeownership Preservation Foundation if you need mortgage assistance at 1-888-995-HOPE. Additional information can be found on their Web site at
  • The Department of Housing and Urban Development offers helpful information to distressed homeowners. Visit HUD's Web site at
  • Freddie Mac's Web site contains general information for consumers about avoiding foreclosure and the steps borrowers currently in the foreclosure process should take immediately. Review this information on our Web site at

Note: here in Prince William County Virginia the worst may be over. One can only hope! That said, if you are struggling or your loan is about to reset, or you've run into some financial difficulties, just call. We're experience local Realtors and are helping people everyday. Read more about how we can help       

Contact Peggy James or Erick Blackwelder of Erick and Company of Exit 1st Choice Realty,14029 Crossing Way, Woodbridge VA 22192.VA. Realtors®, call 703-851-3085(Peggy) or 703-590-2252(Office) to list your property for sale or to purchase a property in Lake Ridge, Westridge, Old Bridge Estates, River Falls, Middle County, Manassas, Montclair, Dumfries, Occoquan, Dale City, Gainesville area's


Peggy James
 My direct #:703-851-3085

Search homes for sale in or local Prince William County Virginia area and Eastern Fairfax County near Fort Belvoir Virginia.

Twins Selling Real Estate

"Our Goal is Your Goal!"

Twins Selling Real Estate EXIT Realty Associates 8998 C Lorton Station Blvd, Lorton Virginia 22079 Equal Housing Opportunity Call 703-851-3085
Comment balloon 3 commentsPeggy James • March 07 2009 07:30AM
Have you ever wondered who owns your loan Freddie Mac or Fannie Mae?
Lately the news reports have been filled with talk about Fannie Mae and Freddie Mac backed loans. I immediately thought. "How do people really know who owns their loan? " Heck, I have no clue who owns my loan. So, I went to… more
Aruba Vacation On The Cheap! It Can Be Done… Just Ask Your Lake…
No phone, no email, just one week of total relaxation My vacation was wonderful and what made it even more relaxing was knowing that my clients and customers were well taken care of while I was gone. That's the beauty of working with a Real… more
A Quick Update On Prince William County Real Estate Market This Month
This was the busiest Presidents Weekend I can remember since 1996 Our office helped several buyers negotiate contracts over the weekend. Each buyer we worked with was shocked at the amount of interest in each and every home. Not only were we… more
Zero Down Payment Loans For Veterans Up To $812, 500. "Can I Say…
This is huge news! I mean huge news! Since the downturn of the market, high end homes have been sitting going unsold throughout the Woodbridge Virginia area. Buyers were non-existent. Sellers did everything right, yet the homes just sat with… more
Dale City Home Buyer Experiences Cold Feet… "This Is So Scary…
Yesterday I spend quite a bit of time running a Comparative Market Anaylsis for a Bank Owned Home one of my clients was interested in. I prepared the offer per her request and sent it by email. We were scheduled to go over the offer mid day. … more
Market Update For Lake Ridge Virginia- Homes Are Selling Quickly!
The Woodbridge/Lake Ridge Virginia Single Family Home Market Update For January 2009 If you are in the market to sell your single family home in today's real estate market, rest assured there are a few good trends working for you. Single… more
What's Happening Wth Home Values In Westridge Subdivision In Lake…
Westridge Homeowners should feel blessed that we all live in such a beautiful community The streets are clean, the common grounds well kept, we have our own elementry school, a private lake setting, five miles of running trails and the Home… more
Changes In The Wind… Home Buyers May $15, 000 In Help To Buy A Home!
There are several revisions currently being made to the TAX incentive for home buyers and I wanted to share a comparison that I saw on this attachment that came to me today. Keep in mind this has not made it through senate as yet. … more
The Caller Said "We're Getting Back $8300 From The IRS! "
It's Calls Like This That Can Make A Realtors Day! Last night I received a call from one of our happy homeowners who purchased a home last summer. She was estatic when she completed her Turbo Tax entries for the 2008 tax year. She said… more
My Landlord Is Short Selling His House… Now What?
Renter's Beware In the past month we've received many calls from tenants who are being displaced from their rental homes here in the Prince William County area. It's a trend that is not likley to end soon. Folks… this is… more